Home Loan Guides

Should your SMSF invest in property or shares? An honest comparison of returns, tax treatment, leverage, costs, and liquidity, and how to decide which is right for your fund. YML Group.

A bad credit history doesn’t automatically disqualify you from a home loan. YML Finance explains the specialist loan options available, what lenders look for beyond your credit score, and the steps to take before applying.

Many Australian homeowners are paying more than they need to on their home loan. Here are 7 clear signs it’s time to refinance, and how YML Finance can help you make the switch.

Getting a home loan when you’re self-employed requires different documentation and sometimes a different loan type. YML Finance explains exactly what lenders need and how to maximise your borrowing capacity.

Most lenders require $200,000–$250,000 in SMSF assets, but the real number depends on the deposit, liquidity buffer, and serviceability. YML Group explains exactly what you need.

Buying your first home in NSW in 2026? You may be entitled to thousands of dollars in grants, stamp duty savings and…

Byron Bay is one of Australia’s most compelling investment markets. But can you use your SMSF to buy there, and should you? YML Group’s integrated SMSF team walks you through the key considerations.

SMSF property investment is heavily regulated. These are the five most common, and costly, mistakes SMSF borrowers make, and how to avoid them with the right professional guidance from YML Group.

The 2026 Federal Budget has significant implications for SMSF property investors. Higher contribution caps, Transfer Balance Cap indexation, and a stable LRBA framework make 2026 an ideal time to act on your SMSF property strategy.

Not all Sydney mortgage brokers are equal. Before you hand over your financial life, ask these 8 critical questions. The answers will tell you everything.