Acctpro Finance Pty Ltd trading as YML Finance (ACL 398415) does not charge clients a broker fee for standard residential, investment, or refinance loans. In these cases, we are paid a commission by the lender after your loan settles — this does not affect your interest rate and is not an additional cost to you. Where a fee-for-service applies (such as specialist or private lender scenarios), this will be disclosed upfront in a written Credit Quote before any work begins.

Full details of our remuneration — including upfront and trail commission ranges, clawback policy, non-monetary benefits, and any referral fees — are provided in your Credit Guide and Credit Proposal documents, which you will receive before any credit assistance is provided. If you have any questions about how we are paid, please contact us or visit our Complaints & Feedback page.